Income Tax, National Insurance, Student Loan, Child Benefit clawback, Council Tax, fuel duty, dividend tax — each one takes a different bite, in a different way, on a different line you never see side by side. MyTaxReality puts every deduction on one map, so you can see exactly what a year's work actually leaves you.
Your money doesn't vanish into HMRC — it becomes the NHS, the state pension, the school down the road, the interest on the national debt. Your same contribution, mapped onto HM Treasury's own spending figures. Sourced and dated, not guessed at.
This isn't the national average. It's your numbers, telling your story. Your personal tax reality.
See where every pound of your income goes — Income Tax, National Insurance, and beyond — mapped clearly, calculated privately.
Income Tax, NI, Student Loan, Child Benefit clawback and more — see them side by side, not buried in separate payslip lines.
The date you stop working for the taxman and start working for yourself — a real calendar date, not a percentage.
Clear calculations based on published tax rules and the assumptions you choose to apply. No product pitches, no "you should" suggestions — just your numbers, shown plainly.
Your tax, mapped onto HM Treasury's own spending figures — Welfare, the NHS, debt interest, education and the rest, sourced and dated, not guessed at.
The full, honest picture of what a person actually earns, keeps, and hands over — as opposed to what a payslip or a headline rate implies. Rarely what people expect; almost never what a single number can show.
From the parts of your income you can name, and the ones you can't.
Salary, dividends, rental income, student loan — check what applies and get your full picture instantly.
See your tax reality →Or work out one tax on its own with the tax calculators — dividend tax, High Income Child Benefit Charge, Gift Aid and council tax.